miliu solves the problem of context. From context comes the opportunity to serve customers meaningfully.

The next generation bank needs to be contextual. It should be able to learn and respond to the goals, desires and ambitions of people. Banking to people will no more just be a series of transactions but a continuum of interactions. People are no longer looking for just products and services, but for an end to end experience. What they now experience with FAANG (Facebook, Amazon, Apple, Netflix and Google) is what they also expect from their bank.

The bank of the future will be a custodian of customer accounts and relationships while services are developed and delivered through an ecosystem of partners and marketplace players that are already becoming an integral part of the value system.

These observations have led to the creation of miliu.

miliu embodies this vision of future banking. miliu is Wipro’s concept bank through which we showcase how banks powered by advanced technologies, extensible architecture, partnership-based ecosystem and possibilities of cross-industry pollination, will deliver on that vision. miliu uses the principle of design thinking to build innovative solutions. Our clients can rely on miliu to co-create and co-innovate on their focus areas by leveraging our architectural building blocks, multi-disciplinary teams and FinTech partnerships and be the bank of the future.